Savings Groups (Chama)
Save together, grow together. Our structured Chama program helps groups save, invest, and access credit.
How Group Savings Works
- Form a Group: Gather 10-50 members from your community, workplace, or market
- Register: Visit any branch or register via our mobile app
- Save Together: Members contribute weekly or monthly via M-Pesa
- Earn Interest: Group funds earn up to 10% p.a. plus 10% bank matching
- Access Credit: After 3 months, members can borrow up to 3x their savings