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Omni-Trust Microfinance
Growing Together, Building Futures
Welcome to Omni-Trust Microfinance

Welcome to Omni-Trust Microfinance

Growing Together, Building Futures

Omni-Trust Microfinance by the Numbers

Our Products & Services

Comprehensive financial solutions designed for individuals, businesses, and institutions.

Individual Savings

Savings

Start saving with as little as KES 100. Earn interest and build your financial future one step at a time.

No Fees: Zero maintenance fee Interest: 6% p.a. Min Deposit: KES 100
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Group Savings (Chama)

Savings

Save together, grow together. Structured group savings with matching contributions and competitive interest.

Mobile: M-Pesa collection Interest: Up to 10% p.a. Matching: Bank matches 10%
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Agriculture Loan

Loans

Financing for smallholder farmers — seeds, fertilizer, equipment, and post-harvest storage.

Tenure: Aligned to crop cycle Insurance: Crop cover included Max Amount: KES 200,000
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Mobile Wallet

Digital

Your bank in your pocket. Send, receive, save, and borrow — all via M-Pesa and USSD.

USSD: *483# access Limits: KES 150K/day M-Pesa: Fully integrated
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Business Loan

Loans

Working capital for small businesses and entrepreneurs. Grow your jua kali, shop, or market stall.

Tenure: Up to 24 months Collateral: Group guarantee Max Amount: KES 500,000
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Emergency Loan

Loans

Quick emergency loans disbursed to your M-Pesa within 1 hour. No collateral needed for amounts up to KES 50,000.

Tenure: 1-3 months Collateral: None required Max Amount: KES 50,000
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Our Partners & Affiliations

Visa
Mastercard
SWIFT
Central Bank
Deposit Protection
ISO 27001

What Our Clients Say

E

Esther Wafula

Market Vendor, Gikomba Market

"The micro-loan changed my business completely. I started with a small stall and now I employ three people. Thank you, Omni-Trust!"

J

Joseph Kiplagat

Dairy Farmer, Nandi Dairy Cooperative

"The agriculture loan helped me buy a cooling tank. My milk no longer goes to waste and income has tripled."

M

Martha Atieno

Tailor, Atieno Fashion House

"Through the group savings programme, our chama saved enough to each get a sewing machine. We are now a registered business."

Limited Time Offer: Zero-Fee Account Opening

Ready to Get Started?

Apply for a micro-loan or join a savings group today. We are here to help you grow.