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Omni-Trust Microfinance
Growing Together, Building Futures

Senior Citizen Account

Specially designed for customers aged 60 and above with higher fixed deposit rates, priority service at branches, and complimentary health insurance discounts.

Key Features

  • Enhanced FD rates (+0.5% above standard)
  • Priority branch service
  • Free quarterly health check-up voucher
  • Reduced loan processing fees
  • Free cheque book (25 leaves)
  • Dedicated senior citizen helpline

Rates & Charges

  • Cheque Book: Free (25 leaves quarterly)
  • FD Rate Bonus: +0.5% above standard
  • Monthly Maintenance: Free
  • ATM Withdrawal (Own): Free

Eligibility Requirements

  • Age 60 years and above
  • Kenyan citizen or resident
  • Valid National ID or Passport

Required Documents

  • 📋 National ID or Passport — Bring to branch
  • 📋 KRA PIN Certificate — Bring to branch
  • 📋 Passport-size photograph — Bring to branch

Frequently Asked Questions

Find answers to common questions about our services.

How does the enhanced FD rate work?
Senior citizens receive an additional 0.5% per annum above the published fixed deposit rates for all tenures. This is applied automatically.
Yes, joint senior citizen accounts are available where both account holders are aged 60+. The same benefits apply.
Account holders receive quarterly vouchers for basic health check-ups at our partner hospitals, covering blood pressure, blood sugar, and cholesterol tests.

Terms & Conditions

The Senior Citizen Account is available to individuals aged 60 years and above. Age verification is required at account opening. Enhanced fixed deposit rates are subject to the availability of funds and may be adjusted with prior notice.

Health check-up vouchers are issued quarterly and are valid for 90 days from the date of issue. Unused vouchers cannot be carried forward or exchanged for cash.

Ready to Get Started?

Open your Senior Citizen Account today. Visit any branch or apply online.

Apply for Senior Citizen Account

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