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Omni-Trust Microfinance
Growing Together, Building Futures
Welcome to Omni-Trust Microfinance

Welcome to Omni-Trust Microfinance

Growing Together, Building Futures

Omni-Trust Microfinance by the Numbers

Our Products & Services

Comprehensive financial solutions designed for individuals, businesses, and institutions.

Agriculture Loan

Loans

Financing for smallholder farmers — seeds, fertilizer, equipment, and post-harvest storage.

Tenure: Aligned to crop cycle Insurance: Crop cover included Max Amount: KES 200,000
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Business Loan

Loans

Working capital for small businesses and entrepreneurs. Grow your jua kali, shop, or market stall.

Tenure: Up to 24 months Collateral: Group guarantee Max Amount: KES 500,000
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Emergency Loan

Loans

Quick emergency loans disbursed to your M-Pesa within 1 hour. No collateral needed for amounts up to KES 50,000.

Tenure: 1-3 months Collateral: None required Max Amount: KES 50,000
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Individual Savings

Savings

Start saving with as little as KES 100. Earn interest and build your financial future one step at a time.

No Fees: Zero maintenance fee Interest: 6% p.a. Min Deposit: KES 100
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Group Savings (Chama)

Savings

Save together, grow together. Structured group savings with matching contributions and competitive interest.

Mobile: M-Pesa collection Interest: Up to 10% p.a. Matching: Bank matches 10%
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Mobile Wallet

Digital

Your bank in your pocket. Send, receive, save, and borrow — all via M-Pesa and USSD.

USSD: *483# access Limits: KES 150K/day M-Pesa: Fully integrated
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Our Partners & Affiliations

Visa
Mastercard
SWIFT
Central Bank
Deposit Protection
ISO 27001

What Our Clients Say

E

Esther Wafula

Market Vendor, Gikomba Market

"The micro-loan changed my business completely. I started with a small stall and now I employ three people. Thank you, Omni-Trust!"

J

Joseph Kiplagat

Dairy Farmer, Nandi Dairy Cooperative

"The agriculture loan helped me buy a cooling tank. My milk no longer goes to waste and income has tripled."

M

Martha Atieno

Tailor, Atieno Fashion House

"Through the group savings programme, our chama saved enough to each get a sewing machine. We are now a registered business."

Limited Time Offer: Zero-Fee Account Opening

Ready to Get Started?

Apply for a micro-loan or join a savings group today. We are here to help you grow.